1) Upgrade
Upgrade is the first ultralow-cost, transparent alternative to payday loans and other expensive forms of short-term credit.
Details of the startup:
- Valuation: $6.28B (February 2018)
- Country: United States
- State: California
- City: San Francisco
- Started in: 2016
- Founders: Adelina Grozdanova, Jeff Bogan, Matt Wierman, Renaud Laplanche, Soul Htite, Visar Nimani
- Number of employees: 250-500
- Funding: $562.50M
- Funding rounds: 8
- Number of investors: 27
You can find their website here.
2) Neon
Neon is a digital bank that offers credit cards, personal loans, and investment products, among other services.
Details of the startup:
- Valuation: $1.38B (February 2022)
- Country: Brazil
- City: Sao Paulo
- Started in: 2016
- Founders: Pedro Conrade
- Number of employees: 500-1,000
- Funding: $720.42M
- Funding rounds: 7
- Number of investors: 13
You can find their website here.
3) Younited
Younited provides an online platform for lenders and borrowers to connect and conduct financial transactions.
Details of the startup:
- Valuation: $1.16B (December 2022)
- Country: France
- State: Ile-de-France
- City: Paris
- Started in: 2009
- Founders: Charles Egly, Geoffroy Guigou, Thomas Beylot
- Number of employees: 501-1000
- Funding: $513.68M
- Funding rounds: 11
- Number of investors: 16
You can find their website here.
4) Scalapay
Scalapay is a payment solution provider that enables customers to purchase and pay in three installments without incurring any additional interest.
Details of the startup:
- Valuation: $1.00B (February 2022)
- Country: Italy
- State: Lombardia
- City: Milan
- Started in: 2019
- Founders: Johnny Mitrevski, Simone Mancini
- Number of employees: 51-100
- Funding: $727.48M
- Funding rounds: 5
- Number of investors: 11
You can find their website here.
5) Esusu
Esusu is the leading financial technology platform that leverages data solutions to empower residents and improve property performance.
Details of the startup:
- Valuation: $1.00B (January 2022)
- Country: United States
- State: New York
- City: New York
- Started in: 2015
- Founders: Abbey Wemimo, Jeph Acheampong, Robert Henning, Samir Goel
- Number of employees: 50-100
- Funding: $144.43M
- Funding rounds: 8
- Number of investors: 26
You can find their website here.